United Bankers' Bank is a bank based in Richfield, Minnesota, established in 1975, with $1.0 billion in total assets across 1 branch. By Trust Grade it ranks 81st of 224 banks we track in Minnesota. Its capital ratio of 13.6% is stronger than 89% of similarly sized banks, versus a Minnesota median of 9.5%. It was profitable over the most recent period, with a 0.91% return on assets. No consumer complaints against United Bankers' Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How United Bankers' Bank compares to Minnesota peers
How we graded United Bankers' Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.6% capital ratio)
- Profitable (ROA 0.91%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for United Bankers' Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 2 Meridian Xing, Richfield, MN 55423
Are deposits at United Bankers' Bank insured?
Yes. United Bankers' Bank is an FDIC-insured bank (FDIC certificate #22180). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
United Bankers' Bank: frequently asked questions
Is United Bankers' Bank a good bank?
United Bankers' Bank earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (13.6% capital ratio); Profitable (ROA 0.91%).
Is United Bankers' Bank FDIC-insured?
Yes. United Bankers' Bank is a FDIC-insured bank (FDIC certificate #22180). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is United Bankers' Bank?
United Bankers' Bank holds $1.0 billion in total assets, ranking 81st of 224 banks we track in Minnesota. It operates 1 branch.
Does United Bankers' Bank have CFPB complaints?
No CFPB complaints against United Bankers' Bank appear in our data over the analysis window, which is typical for a bank of this size.
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
