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Prairie Sun Bank

Milan, MN · Est. 1915 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Prairie Sun Bank is a bank based in Milan, Minnesota, established in 1915, with $106 million in total assets across 4 branches. By Trust Grade it ranks 64th of 224 banks we track in Minnesota. Its capital ratio of 9.9% trails most similarly sized banks (47th percentile), versus a Minnesota median of 9.5%. It was profitable over the most recent period, with a 1.34% return on assets. No consumer complaints against Prairie Sun Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$105.7M
$100M–1B institution
Deposits
$94.4M
Branches
4
Capital ratio
9.9%
Bottom 47% of $100M–1B peers · Minnesota median 9.5%
Return on assets
1.3%
Top 42% of $100M–1B peers · Minnesota median 1.24%
Rank in Minnesota
#64
of 224 banks

How Prairie Sun Bank compares to Minnesota peers

Capital ratio
Bottom 47% of $100M–1B peers
Prairie Sun
9.9%
Minnesota median
9.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 42% of $100M–1B peers
Prairie Sun
1.3%
Minnesota median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Prairie Sun Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (9.9% capital ratio)
  • Strongly profitable (ROA 1.34%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Prairie Sun Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 201 3rd Ave N, Marietta, MN 56257
  • 240 N 2nd St, Milan, MN 56262
  • 325 W Broadway, Browns Valley, MN 56219
  • 250 N Miles St, Appleton, MN 56208

Are deposits at Prairie Sun Bank insured?

Yes. Prairie Sun Bank is an FDIC-insured bank (FDIC certificate #8207). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Prairie Sun Bank: frequently asked questions

Is Prairie Sun Bank a good bank?

Prairie Sun Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (9.9% capital ratio); Strongly profitable (ROA 1.34%).

Is Prairie Sun Bank FDIC-insured?

Yes. Prairie Sun Bank is a FDIC-insured bank (FDIC certificate #8207). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Prairie Sun Bank?

Prairie Sun Bank holds $106 million in total assets, ranking 64th of 224 banks we track in Minnesota. It operates 4 branches.

Does Prairie Sun Bank have CFPB complaints?

No CFPB complaints against Prairie Sun Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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