Hometown Community Bank is a bank based in Cyrus, Minnesota, established in 1901, with $103 million in total assets across 4 branches. By Trust Grade it ranks 120th of 224 banks we track in Minnesota. Its capital ratio of 9.1% trails most similarly sized banks (30th percentile), versus a Minnesota median of 9.5%. It was profitable over the most recent period, with a 1.90% return on assets. No consumer complaints against Hometown Community Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Hometown Community Bank compares to Minnesota peers
How we graded Hometown Community Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.1% capital ratio)
- Strongly profitable (ROA 1.90%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Hometown Community Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 116 Morton Ave, Page, ND 58064
- 10635 Tobys Ave Se, Alexandria, MN 56308
- 410 3rd St, Fingal, ND 58031
- 100 E Main St, Cyrus, MN 56323
Are deposits at Hometown Community Bank insured?
Yes. Hometown Community Bank is an FDIC-insured bank (FDIC certificate #10197). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Hometown Community Bank: frequently asked questions
Is Hometown Community Bank a good bank?
Hometown Community Bank earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (9.1% capital ratio); Strongly profitable (ROA 1.90%).
Is Hometown Community Bank FDIC-insured?
Yes. Hometown Community Bank is a FDIC-insured bank (FDIC certificate #10197). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Hometown Community Bank?
Hometown Community Bank holds $103 million in total assets, ranking 120th of 224 banks we track in Minnesota. It operates 4 branches.
Does Hometown Community Bank have CFPB complaints?
No CFPB complaints against Hometown Community Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
