Community Bank Owatonna is a bank based in Owatonna, Minnesota, established in 2003, with $100 million in total assets across 1 branch. By Trust Grade it ranks 196th of 224 banks we track in Minnesota. Its capital ratio of 6.9% trails most similarly sized banks (7th percentile), versus a Minnesota median of 9.5%. It was profitable over the most recent period, with a 0.84% return on assets. No consumer complaints against Community Bank Owatonna appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Community Bank Owatonna compares to Minnesota peers
How we graded Community Bank Owatonna
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (6.9% capital ratio)
- Profitable (ROA 0.84%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Community Bank Owatonna over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 640 W Bridge St, Owatonna, MN 55060
Are deposits at Community Bank Owatonna insured?
Yes. Community Bank Owatonna is an FDIC-insured bank (FDIC certificate #57468). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Community Bank Owatonna: frequently asked questions
Is Community Bank Owatonna a good bank?
Community Bank Owatonna earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Well-capitalized (6.9% capital ratio); Profitable (ROA 0.84%).
Is Community Bank Owatonna FDIC-insured?
Yes. Community Bank Owatonna is a FDIC-insured bank (FDIC certificate #57468). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Community Bank Owatonna?
Community Bank Owatonna holds $100 million in total assets, ranking 196th of 224 banks we track in Minnesota. It operates 1 branch.
Does Community Bank Owatonna have CFPB complaints?
No CFPB complaints against Community Bank Owatonna appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
