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Stoughton Co-Operative Bank

Stoughton, MA · Est. 1886 · Website ↗
A
Trust Grade
Excellent
Score: 93/100

Stoughton Co-Operative Bank is a bank based in Stoughton, Massachusetts, established in 1886, with $134 million in total assets across 1 branch. By Trust Grade it ranks 38th of 91 banks we track in Massachusetts. Its capital ratio of 9.3% trails most similarly sized banks (35th percentile), versus a Massachusetts median of 10.2%. It was profitable over the most recent period, with a 0.68% return on assets. No consumer complaints against Stoughton Co-Operative Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$134.2M
$100M–1B institution
Deposits
$116.3M
Branches
1
Capital ratio
9.3%
Bottom 35% of $100M–1B peers · Massachusetts median 10.2%
Return on assets
0.7%
Bottom 20% of $100M–1B peers · Massachusetts median 0.53%
Rank in Massachusetts
#38
of 91 banks

How Stoughton Co-Operative Bank compares to Massachusetts peers

Capital ratio
Bottom 35% of $100M–1B peers
Stoughton Co-Operative
9.3%
Massachusetts median
10.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 20% of $100M–1B peers
Stoughton Co-Operative
0.7%
Massachusetts median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Stoughton Co-Operative Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Strongly capitalized (9.3% capital ratio)
  • Profitable (ROA 0.68%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Stoughton Co-Operative Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 950 Park St, Stoughton, MA 02072

Are deposits at Stoughton Co-Operative Bank insured?

Yes. Stoughton Co-Operative Bank is an FDIC-insured bank (FDIC certificate #26513). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Stoughton Co-Operative Bank: frequently asked questions

Is Stoughton Co-Operative Bank a good bank?

Stoughton Co-Operative Bank earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (9.3% capital ratio); Profitable (ROA 0.68%).

Is Stoughton Co-Operative Bank FDIC-insured?

Yes. Stoughton Co-Operative Bank is a FDIC-insured bank (FDIC certificate #26513). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Stoughton Co-Operative Bank?

Stoughton Co-Operative Bank holds $134 million in total assets, ranking 38th of 91 banks we track in Massachusetts. It operates 1 branch.

Does Stoughton Co-Operative Bank have CFPB complaints?

No CFPB complaints against Stoughton Co-Operative Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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