North Cambridge Co-Operative Bank is a bank based in Cambridge, Massachusetts, established in 1912, with $86 million in total assets across 1 branch. By Trust Grade it ranks 86th of 91 banks we track in Massachusetts. Its capital ratio of 28.7% is stronger than 93% of similarly sized banks, versus a Massachusetts median of 10.2%. It posted a loss over the most recent period (-0.89% return on assets), a point to watch. No consumer complaints against North Cambridge Co-Operative Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How North Cambridge Co-Operative Bank compares to Massachusetts peers
How we graded North Cambridge Co-Operative Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (28.7% capital ratio)
- Unprofitable over the period (ROA -0.89%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for North Cambridge Co-Operative Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 2360 Massachusetts Ave, Cambridge, MA 02140
Are deposits at North Cambridge Co-Operative Bank insured?
Yes. North Cambridge Co-Operative Bank is an FDIC-insured bank (FDIC certificate #26567). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
North Cambridge Co-Operative Bank: frequently asked questions
Is North Cambridge Co-Operative Bank a good bank?
North Cambridge Co-Operative Bank earns a Bankzia Trust Grade of B (81/100, "Strong"), based on a financial-strength score of 81/100 (it has no CFPB complaints on record). Strongly capitalized (28.7% capital ratio); Unprofitable over the period (ROA -0.89%).
Is North Cambridge Co-Operative Bank FDIC-insured?
Yes. North Cambridge Co-Operative Bank is a FDIC-insured bank (FDIC certificate #26567). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is North Cambridge Co-Operative Bank?
North Cambridge Co-Operative Bank holds $86 million in total assets, ranking 86th of 91 banks we track in Massachusetts. It operates 1 branch.
Does North Cambridge Co-Operative Bank have CFPB complaints?
No CFPB complaints against North Cambridge Co-Operative Bank appear in our data over the analysis window, which is typical for a bank of this size.
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
