Millbury National Bank is a bank based in Millbury, Massachusetts, established in 1933, with $141 million in total assets across 1 branch. By Trust Grade it ranks 32nd of 91 banks we track in Massachusetts. Its capital ratio of 9.3% trails most similarly sized banks (35th percentile), versus a Massachusetts median of 10.2%. It was profitable over the most recent period, with a 0.90% return on assets. No consumer complaints against Millbury National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Millbury National Bank compares to Massachusetts peers
How we graded Millbury National Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.3% capital ratio)
- Profitable (ROA 0.90%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Millbury National Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 18 Main St, Millbury, MA 01527
Are deposits at Millbury National Bank insured?
Yes. Millbury National Bank is an FDIC-insured bank (FDIC certificate #2616). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Millbury National Bank: frequently asked questions
Is Millbury National Bank a good bank?
Millbury National Bank earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (9.3% capital ratio); Profitable (ROA 0.90%).
Is Millbury National Bank FDIC-insured?
Yes. Millbury National Bank is a FDIC-insured bank (FDIC certificate #2616). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Millbury National Bank?
Millbury National Bank holds $141 million in total assets, ranking 32nd of 91 banks we track in Massachusetts. It operates 1 branch.
Does Millbury National Bank have CFPB complaints?
No CFPB complaints against Millbury National Bank appear in our data over the analysis window, which is typical for a bank of this size.
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
