The Cooperative Bank is a bank based in Roslindale, Massachusetts, established in 1898, with $543 million in total assets across 4 branches. By Trust Grade it ranks 75th of 91 banks we track in Massachusetts. Its capital ratio of 8.9% trails most similarly sized banks (27th percentile), versus a Massachusetts median of 10.2%. It was profitable over the most recent period, with a 0.12% return on assets. No consumer complaints against The Cooperative Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The Cooperative Bank compares to Massachusetts peers
How we graded The Cooperative Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.9% capital ratio)
- Profitable (ROA 0.12%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The Cooperative Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 36 Spring St, West Roxbury, MA 02132
- 201 Main St, Charlestown, MA 02129
- 40 Belgrade Ave, Roslindale, MA 02131
- 3531 Washington St, Jamaica Plain, MA 02130
Are deposits at The Cooperative Bank insured?
Yes. The Cooperative Bank is an FDIC-insured bank (FDIC certificate #26922). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The Cooperative Bank: frequently asked questions
Is The Cooperative Bank a good bank?
The Cooperative Bank earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Well-capitalized (8.9% capital ratio); Profitable (ROA 0.12%).
Is The Cooperative Bank FDIC-insured?
Yes. The Cooperative Bank is a FDIC-insured bank (FDIC certificate #26922). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The Cooperative Bank?
The Cooperative Bank holds $543 million in total assets, ranking 75th of 91 banks we track in Massachusetts. It operates 4 branches.
Does The Cooperative Bank have CFPB complaints?
No CFPB complaints against The Cooperative Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
