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Lee Bank

Lee, MA · Est. 1992 · Website ↗
A
Trust Grade
Excellent
Score: 92/100

Lee Bank is a bank based in Lee, Massachusetts, established in 1992, with $579 million in total assets across 5 branches. By Trust Grade it ranks 52nd of 91 banks we track in Massachusetts. Its capital ratio of 8.7% trails most similarly sized banks (24th percentile), versus a Massachusetts median of 10.2%. It was profitable over the most recent period, with a 0.90% return on assets. No consumer complaints against Lee Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$578.5M
$100M–1B institution
Deposits
$511.5M
Branches
5
Capital ratio
8.7%
Bottom 24% of $100M–1B peers · Massachusetts median 10.2%
Return on assets
0.9%
Bottom 32% of $100M–1B peers · Massachusetts median 0.53%
Rank in Massachusetts
#52
of 91 banks

How Lee Bank compares to Massachusetts peers

Capital ratio
Bottom 24% of $100M–1B peers
Lee Bank
8.7%
Massachusetts median
10.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 32% of $100M–1B peers
Lee Bank
0.9%
Massachusetts median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Lee Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Well-capitalized (8.7% capital ratio)
  • Profitable (ROA 0.90%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Lee Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (5)

  • 279 Main St, Great Barrington, MA 01230
  • 3 Elm St, Stockbridge, MA 01262
  • 75 Park St, Lee, MA 01238
  • 450 Pittsfield Lenox Rd, Lenox, MA 01240
  • 180 South St, Pittsfield, MA 01201

Are deposits at Lee Bank insured?

Yes. Lee Bank is an FDIC-insured bank (FDIC certificate #33645). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Lee Bank: frequently asked questions

Is Lee Bank a good bank?

Lee Bank earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (8.7% capital ratio); Profitable (ROA 0.90%).

Is Lee Bank FDIC-insured?

Yes. Lee Bank is a FDIC-insured bank (FDIC certificate #33645). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Lee Bank?

Lee Bank holds $579 million in total assets, ranking 52nd of 91 banks we track in Massachusetts. It operates 5 branches.

Does Lee Bank have CFPB complaints?

No CFPB complaints against Lee Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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