Seamen's Bank is a bank based in Provincetown, Massachusetts, established in 1851, with $469 million in total assets across 5 branches. By Trust Grade it ranks 21st of 91 banks we track in Massachusetts. Its capital ratio of 12.4% is stronger than 76% of similarly sized banks, versus a Massachusetts median of 10.2%. It was profitable over the most recent period, with a 0.73% return on assets. No consumer complaints against Seamen's Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Seamen's Bank compares to Massachusetts peers
How we graded Seamen's Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.4% capital ratio)
- Profitable (ROA 0.73%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Seamen's Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (5)
- 221 Commercial St, Provincetown, MA 02657
- 2746 Sthy 6, Wellfleet, MA 02667
- 350 Route 6, North Truro, MA 02652
- 56 Shank Painter Rd, Provincetown, MA 02657
- 4355 State Highway, North Eastham, MA 02651
Are deposits at Seamen's Bank insured?
Yes. Seamen's Bank is an FDIC-insured bank (FDIC certificate #90268). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Seamen's Bank: frequently asked questions
Is Seamen's Bank a good bank?
Seamen's Bank earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (12.4% capital ratio); Profitable (ROA 0.73%).
Is Seamen's Bank FDIC-insured?
Yes. Seamen's Bank is a FDIC-insured bank (FDIC certificate #90268). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Seamen's Bank?
Seamen's Bank holds $469 million in total assets, ranking 21st of 91 banks we track in Massachusetts. It operates 5 branches.
Does Seamen's Bank have CFPB complaints?
No CFPB complaints against Seamen's Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
