First Shore Federal Savings And Loan Association is a bank based in Salisbury, Maryland, established in 1953, with $362 million in total assets across 7 branches. By Trust Grade it ranks 15th of 28 banks we track in Maryland. Its capital ratio of 17.0% is stronger than 94% of similarly sized banks, versus a Maryland median of 11.3%. It was profitable over the most recent period, with a 0.64% return on assets. No consumer complaints against First Shore Federal Savings And Loan Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First Shore Federal Savings And Loan Association compares to Maryland peers
How we graded First Shore Federal Savings And Loan Association
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (17.0% capital ratio)
- Profitable (ROA 0.64%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First Shore Federal Savings And Loan Association over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (7)
- 1116 Mount Hermon Rd, Salisbury, MD 21804
- 1315 Market St, Pocomoke City, MD 21851
- 310 Franklin Ave, Berlin, MD 21811
- 11029 Racetrack Rd, Berlin, MD 21811
- 106 S Division St, Salisbury, MD 21801
- 35742 Atlantic Avenue, Millville, DE 19967
- 220 S Washington St, Millsboro, DE 19966
Are deposits at First Shore Federal Savings And Loan Association insured?
Yes. First Shore Federal Savings And Loan Association is an FDIC-insured bank (FDIC certificate #30680). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First Shore Federal Savings And Loan Association: frequently asked questions
Is First Shore Federal Savings And Loan Association a good bank?
First Shore Federal Savings And Loan Association earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (17.0% capital ratio); Profitable (ROA 0.64%).
Is First Shore Federal Savings And Loan Association FDIC-insured?
Yes. First Shore Federal Savings And Loan Association is a FDIC-insured bank (FDIC certificate #30680). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First Shore Federal Savings And Loan Association?
First Shore Federal Savings And Loan Association holds $362 million in total assets, ranking 15th of 28 banks we track in Maryland. It operates 7 branches.
Does First Shore Federal Savings And Loan Association have CFPB complaints?
No CFPB complaints against First Shore Federal Savings And Loan Association appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
