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The Harbor Bank Of Maryland

Baltimore, MD · Est. 1982 · Website ↗
A
Trust Grade
Excellent
Score: 95/100

The Harbor Bank Of Maryland is a bank based in Baltimore, Maryland, established in 1982, with $382 million in total assets across 7 branches. By Trust Grade it ranks 14th of 28 banks we track in Maryland. Its capital ratio of 12.3% is stronger than 75% of similarly sized banks, versus a Maryland median of 11.3%. It was profitable over the most recent period, with a 0.60% return on assets. No consumer complaints against The Harbor Bank Of Maryland appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$381.7M
$100M–1B institution
Deposits
$329.1M
Branches
7
Capital ratio
12.3%
Top 25% of $100M–1B peers · Maryland median 11.3%
Return on assets
0.6%
Bottom 16% of $100M–1B peers · Maryland median 0.97%
Rank in Maryland
#14
of 28 banks

How The Harbor Bank Of Maryland compares to Maryland peers

Capital ratio
Top 25% of $100M–1B peers
The Harbor
12.3%
Maryland median
11.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 16% of $100M–1B peers
The Harbor
0.6%
Maryland median
1.0%
Higher ROA = more profitable relative to asset base

How we graded The Harbor Bank Of Maryland

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (12.3% capital ratio)
  • Profitable (ROA 0.60%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Harbor Bank Of Maryland over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (7)

  • 25 W Fayette St, Baltimore, MD 21201
  • 8530 Liberty Rd, Randallstown, MD 21133
  • 5000 Park Heights Ave, Baltimore, MD 21215
  • 1000 Lancaster St Ste C, Baltimore, MD 21202
  • 855 N Wolfe St, Baltimore, MD 21205
  • 1509 Havenwood Rd, Baltimore, MD 21218
  • 1010 Wayne Ave Ste 100, Silver Spring, MD 20910

Are deposits at The Harbor Bank Of Maryland insured?

Yes. The Harbor Bank Of Maryland is an FDIC-insured bank (FDIC certificate #24015). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Harbor Bank Of Maryland: frequently asked questions

Is The Harbor Bank Of Maryland a good bank?

The Harbor Bank Of Maryland earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (12.3% capital ratio); Profitable (ROA 0.60%).

Is The Harbor Bank Of Maryland FDIC-insured?

Yes. The Harbor Bank Of Maryland is a FDIC-insured bank (FDIC certificate #24015). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Harbor Bank Of Maryland?

The Harbor Bank Of Maryland holds $382 million in total assets, ranking 14th of 28 banks we track in Maryland. It operates 7 branches.

Does The Harbor Bank Of Maryland have CFPB complaints?

No CFPB complaints against The Harbor Bank Of Maryland appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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