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Eastern Savings Bank, Fsb

Hunt Valley, MD · Est. 1905 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Eastern Savings Bank, Fsb is a bank based in Hunt Valley, Maryland, established in 1905, with $354 million in total assets across 3 branches. By Trust Grade it ranks 2nd of 28 banks we track in Maryland. Its capital ratio of 30.4% is stronger than 99% of similarly sized banks, versus a Maryland median of 11.3%. It was profitable over the most recent period, with a 2.36% return on assets. No consumer complaints against Eastern Savings Bank, Fsb appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$354.0M
$100M–1B institution
Deposits
$225.4M
Branches
3
Capital ratio
30.4%
Top 1% of $100M–1B peers · Maryland median 11.3%
Return on assets
2.4%
Top 6% of $100M–1B peers · Maryland median 0.97%
Rank in Maryland
#2
of 28 banks

How Eastern Savings Bank, Fsb compares to Maryland peers

Capital ratio
Top 1% of $100M–1B peers
Eastern Savings
30.4%
Maryland median
11.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 6% of $100M–1B peers
Eastern Savings
2.4%
Maryland median
1.0%
Higher ROA = more profitable relative to asset base

How we graded Eastern Savings Bank, Fsb

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (30.4% capital ratio)
  • Strongly profitable (ROA 2.36%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Eastern Savings Bank, Fsb over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 1417 Reisterstown Rd, Pikesville, MD 21208
  • 10060 Baltimore National Pike, Ellicott City, MD 21042
  • 11350 Mccormick Rd, Hunt Valley, MD 21031

Are deposits at Eastern Savings Bank, Fsb insured?

Yes. Eastern Savings Bank, Fsb is an FDIC-insured bank (FDIC certificate #32360). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Eastern Savings Bank, Fsb: frequently asked questions

Is Eastern Savings Bank, Fsb a good bank?

Eastern Savings Bank, Fsb earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (30.4% capital ratio); Strongly profitable (ROA 2.36%).

Is Eastern Savings Bank, Fsb FDIC-insured?

Yes. Eastern Savings Bank, Fsb is a FDIC-insured bank (FDIC certificate #32360). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Eastern Savings Bank, Fsb?

Eastern Savings Bank, Fsb holds $354 million in total assets, ranking 2nd of 28 banks we track in Maryland. It operates 3 branches.

Does Eastern Savings Bank, Fsb have CFPB complaints?

No CFPB complaints against Eastern Savings Bank, Fsb appear in our data over the analysis window, which is typical for a bank of this size.

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The Peoples Bank
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Woodsboro Bank
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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