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Sicily Island State Bank

Sicily Island, LA · Est. 1918 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Sicily Island State Bank is a bank based in Sicily Island, Louisiana, established in 1918, with $93 million in total assets across 2 branches. By Trust Grade it ranks 8th of 105 banks we track in Louisiana. Its capital ratio of 12.4% is stronger than 54% of similarly sized banks, versus a Louisiana median of 10.9%. It was profitable over the most recent period, with a 1.78% return on assets. No consumer complaints against Sicily Island State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$93.3M
<$100M institution
Deposits
$73.8M
Branches
2
Capital ratio
12.4%
Top 46% of <$100M peers · Louisiana median 10.9%
Return on assets
1.8%
Top 14% of <$100M peers · Louisiana median 1.23%
Rank in Louisiana
#8
of 105 banks

How Sicily Island State Bank compares to Louisiana peers

Capital ratio
Top 46% of <$100M peers
Sicily Island
12.4%
Louisiana median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 14% of <$100M peers
Sicily Island
1.8%
Louisiana median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Sicily Island State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (12.4% capital ratio)
  • Strongly profitable (ROA 1.78%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Sicily Island State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 6800 Kinloch St, Winnsboro, LA 71295
  • 301 Newman St, Sicily Island, LA 71368

Are deposits at Sicily Island State Bank insured?

Yes. Sicily Island State Bank is an FDIC-insured bank (FDIC certificate #12722). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Sicily Island State Bank: frequently asked questions

Is Sicily Island State Bank a good bank?

Sicily Island State Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.4% capital ratio); Strongly profitable (ROA 1.78%).

Is Sicily Island State Bank FDIC-insured?

Yes. Sicily Island State Bank is a FDIC-insured bank (FDIC certificate #12722). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Sicily Island State Bank?

Sicily Island State Bank holds $93 million in total assets, ranking 8th of 105 banks we track in Louisiana. It operates 2 branches.

Does Sicily Island State Bank have CFPB complaints?

No CFPB complaints against Sicily Island State Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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