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Peoples Bank

Chatham, LA · Est. 1908 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Peoples Bank is a bank based in Chatham, Louisiana, established in 1908, with $87 million in total assets across 1 branch. By Trust Grade it ranks 45th of 105 banks we track in Louisiana. Its capital ratio of 14.8% is stronger than 71% of similarly sized banks, versus a Louisiana median of 10.9%. It was profitable over the most recent period, with a 1.37% return on assets. No consumer complaints against Peoples Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$87.2M
<$100M institution
Deposits
$73.8M
Branches
1
Capital ratio
14.8%
Top 29% of <$100M peers · Louisiana median 10.9%
Return on assets
1.4%
Top 28% of <$100M peers · Louisiana median 1.23%
Rank in Louisiana
#45
of 105 banks

How Peoples Bank compares to Louisiana peers

Capital ratio
Top 29% of <$100M peers
Peoples Bank
14.8%
Louisiana median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 28% of <$100M peers
Peoples Bank
1.4%
Louisiana median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Peoples Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (14.8% capital ratio)
  • Strongly profitable (ROA 1.37%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Peoples Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 6689 Highway 34, Chatham, LA 71226

Are deposits at Peoples Bank insured?

Yes. Peoples Bank is an FDIC-insured bank (FDIC certificate #9328). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Peoples Bank: frequently asked questions

Is Peoples Bank a good bank?

Peoples Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.8% capital ratio); Strongly profitable (ROA 1.37%).

Is Peoples Bank FDIC-insured?

Yes. Peoples Bank is a FDIC-insured bank (FDIC certificate #9328). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Peoples Bank?

Peoples Bank holds $87 million in total assets, ranking 45th of 105 banks we track in Louisiana. It operates 1 branch.

Does Peoples Bank have CFPB complaints?

No CFPB complaints against Peoples Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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