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Basile State Bank

Basile, LA · Est. 1956 · Website ↗
A
Trust Grade
Excellent
Score: 97/100

Basile State Bank is a bank based in Basile, Louisiana, established in 1956, with $88 million in total assets across 3 branches. By Trust Grade it ranks 50th of 105 banks we track in Louisiana. Its capital ratio of 9.9% trails most similarly sized banks (29th percentile), versus a Louisiana median of 10.9%. It was profitable over the most recent period, with a 1.72% return on assets. No consumer complaints against Basile State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$88.4M
<$100M institution
Deposits
$79.2M
Branches
3
Capital ratio
9.9%
Bottom 29% of <$100M peers · Louisiana median 10.9%
Return on assets
1.7%
Top 16% of <$100M peers · Louisiana median 1.23%
Rank in Louisiana
#50
of 105 banks

How Basile State Bank compares to Louisiana peers

Capital ratio
Bottom 29% of <$100M peers
Basile State
9.9%
Louisiana median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 16% of <$100M peers
Basile State
1.7%
Louisiana median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Basile State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (9.9% capital ratio)
  • Strongly profitable (ROA 1.72%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Basile State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 3031 Stagg Ave, Basile, LA 70515
  • 751 W Maple Ave, Eunice, LA 70535
  • 1617 Highway 190, Eunice, LA 70535

Are deposits at Basile State Bank insured?

Yes. Basile State Bank is an FDIC-insured bank (FDIC certificate #17621). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Basile State Bank: frequently asked questions

Is Basile State Bank a good bank?

Basile State Bank earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (9.9% capital ratio); Strongly profitable (ROA 1.72%).

Is Basile State Bank FDIC-insured?

Yes. Basile State Bank is a FDIC-insured bank (FDIC certificate #17621). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Basile State Bank?

Basile State Bank holds $88 million in total assets, ranking 50th of 105 banks we track in Louisiana. It operates 3 branches.

Does Basile State Bank have CFPB complaints?

No CFPB complaints against Basile State Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Bank Of Louisiana
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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