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Community Trust Bank, Inc.

Pikeville, KY · Est. 1903 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Community Trust Bank, Inc. is a bank based in Pikeville, Kentucky, established in 1903, with $6.7 billion in total assets across 81 branches. By Trust Grade it ranks 18th of 120 banks we track in Kentucky. Its capital ratio of 13.2% is stronger than 86% of similarly sized banks, versus a Kentucky median of 9.6%. It was profitable over the most recent period, with a 1.59% return on assets. No consumer complaints against Community Trust Bank, Inc. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$6.7B
$1B–10B institution
Deposits
$5.4B
Branches
81
Capital ratio
13.2%
Top 14% of $1B–10B peers · Kentucky median 9.6%
Return on assets
1.6%
Top 25% of $1B–10B peers · Kentucky median 1.27%
Rank in Kentucky
#18
of 120 banks

How Community Trust Bank, Inc. compares to Kentucky peers

Capital ratio
Top 14% of $1B–10B peers
Community Trust
13.2%
Kentucky median
9.6%
Higher capital ratio = stronger financial cushion
Return on assets
Top 25% of $1B–10B peers
Community Trust
1.6%
Kentucky median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Community Trust Bank, Inc.

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (13.2% capital ratio)
  • Strongly profitable (ROA 1.59%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Community Trust Bank, Inc. over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (81)

  • 155 Main St, Whitesburg, KY 41858
  • 1544 Winchester Ave, Ashland, KY 41101
  • 346 N Mayo Trl, Pikeville, KY 41501
  • 128 W Main St, Richmond, KY 40475
  • 201 N 3rd St, Williamsburg, KY 40769
  • 1206 Cumberland Ave, Middlesboro, KY 40965
  • 11792 Us Highway 25 East, Pineville, KY 40977
  • 120 E Main St, Mount Vernon, KY 40456
  • 239 N Highway 27, Somerset, KY 42503
  • 2134 Lake Cumberland Rd, Mount Vernon, KY 40456
  • 2101 29th St, Ashland, KY 41101
  • 721 Wheatley Rd, Ashland, KY 41101
  • 7100 Us Route 60, Ashland, KY 41102
  • 38720 State Highway 194 E, Phelps, KY 41553
  • 1056 Ky Highway 610 W, Virgie, KY 41572
  • 105 Northgate Dr, Pikeville, KY 41501
  • 28160 Us Highway 119, South Williamson, KY 41503
  • 4205 N Mayo Trl, Pikeville, KY 41501
  • 10579 Regina Belcher Hwy, Elkhorn City, KY 41522
  • 137 Main St, Pikeville, KY 41501
  • 211 W Russell St, Elkhorn City, KY 41522
  • 32 N Levisa Rd, Mouthcard, KY 41548
  • 9505 Highway 805, Jenkins, KY 41537
  • 254 Cassidy Blvd, Pikeville, KY 41501
  • 970 Diederich Blvd, Russell, KY 41169
  • 860 Eastern Byp, Richmond, KY 40475
  • 895 Hwy 25w South, Williamsburg, KY 40769
  • 570 Chestnut St, Harrodsburg, KY 40330
  • 2603 Jacksboro Pike, Jacksboro, TN 37757
  • 2106 N Charles G Seivers Blvd, Clinton, TN 37716
  • 315 Midway Rd, Alum Creek, WV 25003
  • 1918 Cumberland Ave, Middlesboro, KY 40965
  • 125 Winchester Plz, Winchester, KY 40391
  • 735 Court Street, Fort Gay, WV 25514
  • 196 Evans Ave, Mount Sterling, KY 40353
  • 1665 Combs Rd, Hazard, KY 41701
  • 101 Village Ln, Hazard, KY 41701
  • 100 Citizens Ln, Hazard, KY 41701
  • 1527 Ewing Rd, Ewing, KY 41039
  • 108 Clark St, Flemingsburg, KY 41041

Are deposits at Community Trust Bank, Inc. insured?

Yes. Community Trust Bank, Inc. is an FDIC-insured bank (FDIC certificate #2720). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Community Trust Bank, Inc.: frequently asked questions

Is Community Trust Bank, Inc. a good bank?

Community Trust Bank, Inc. earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.2% capital ratio); Strongly profitable (ROA 1.59%).

Is Community Trust Bank, Inc. FDIC-insured?

Yes. Community Trust Bank, Inc. is a FDIC-insured bank (FDIC certificate #2720). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Community Trust Bank, Inc.?

Community Trust Bank, Inc. holds $6.7 billion in total assets, ranking 18th of 120 banks we track in Kentucky. It operates 81 branches.

Does Community Trust Bank, Inc. have CFPB complaints?

No CFPB complaints against Community Trust Bank, Inc. appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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