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Stock Yards Bank & Trust Company

Louisville, KY · Est. 1904 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Stock Yards Bank & Trust Company is a bank based in Louisville, Kentucky, established in 1904, with $9.5 billion in total assets across 87 branches. By Trust Grade it ranks 13th of 120 banks we track in Kentucky. Its capital ratio of 11.6% is stronger than 72% of similarly sized banks, versus a Kentucky median of 9.6%. It was profitable over the most recent period, with a 1.60% return on assets. No consumer complaints against Stock Yards Bank & Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$9.5B
$1B–10B institution
Deposits
$7.8B
Branches
87
Capital ratio
11.6%
Top 28% of $1B–10B peers · Kentucky median 9.6%
Return on assets
1.6%
Top 24% of $1B–10B peers · Kentucky median 1.27%
Rank in Kentucky
#13
of 120 banks

How Stock Yards Bank & Trust Company compares to Kentucky peers

Capital ratio
Top 28% of $1B–10B peers
Stock Yards
11.6%
Kentucky median
9.6%
Higher capital ratio = stronger financial cushion
Return on assets
Top 24% of $1B–10B peers
Stock Yards
1.6%
Kentucky median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Stock Yards Bank & Trust Company

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.6% capital ratio)
  • Strongly profitable (ROA 1.60%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Stock Yards Bank & Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (87)

  • 275 N Highway 31, Austin, IN 47102
  • 50 N Maple St, Winchester, KY 40391
  • 214 S 5th St, Louisville, KY 40202
  • 3794 Lexington Rd, Louisville, KY 40207
  • 11800 Shelbyville Rd, Louisville, KY 40243
  • 4016 Poplar Level Rd, Louisville, KY 40213
  • 5220 Dixie Hwy, Louisville, KY 40216
  • 4537 Outer Loop, Louisville, KY 40219
  • 2811 S Hurstbourne Pkwy, Louisville, KY 40220
  • 9400 Brownsboro Rd, Louisville, KY 40241
  • 227 E Lewis And Clark Pkwy, Clarksville, IN 47129
  • 4800 Brownsboro Rd, Louisville, KY 40207
  • 11751 Bluegrass Pkwy, Louisville, KY 40299
  • 2021 South Main Street, Paris, KY 40361
  • 103 W Showalter Dr, Georgetown, KY 40324
  • 108 E Main St, Wilmore, KY 40390
  • 1975 Bypass Rd, Winchester, KY 40391
  • 1040 E Main St, Louisville, KY 40206
  • 144 South Kentucky 7, Sandy Hook, KY 41171
  • 6920 Shelbyville Rd, Simpsonville, KY 40067
  • 1720 Midland Trl, Shelbyville, KY 40065
  • 103 E Bridge St, Cynthiana, KY 41031
  • 400 Barret Blvd, Henderson, KY 42420
  • 1716 2nd St, Henderson, KY 42420
  • 400 Main St, Paris, KY 40361
  • 520 Marsailles Rd, Versailles, KY 40383
  • 4944 Us Highway 42, Louisville, KY 40222
  • 6317 W Highway 146, Crestwood, KY 40014
  • 12889 W Highway 42, Prospect, KY 40059
  • 724 W Main St, Richmond, KY 40475
  • 1501 Mount Eden Rd, Shelbyville, KY 40065
  • 5026 Mud Ln, Louisville, KY 40229
  • 3230 E 10th St, Jeffersonville, IN 47130
  • 939 Us Highway 27 S, Cynthiana, KY 41031
  • 111 Chaplin Rd, Bloomfield, KY 40008
  • 12900 Factory Ln, Louisville, KY 40245
  • 4350 Brownsboro Rd, Louisville, KY 40207
  • 2710 W Broadway, Louisville, KY 40211
  • 10000 Will Way, Louisville, KY 40291
  • 10421 Taylorsville Rd, Louisville, KY 40299

Are deposits at Stock Yards Bank & Trust Company insured?

Yes. Stock Yards Bank & Trust Company is an FDIC-insured bank (FDIC certificate #258). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Stock Yards Bank & Trust Company: frequently asked questions

Is Stock Yards Bank & Trust Company a good bank?

Stock Yards Bank & Trust Company earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.6% capital ratio); Strongly profitable (ROA 1.60%).

Is Stock Yards Bank & Trust Company FDIC-insured?

Yes. Stock Yards Bank & Trust Company is a FDIC-insured bank (FDIC certificate #258). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Stock Yards Bank & Trust Company?

Stock Yards Bank & Trust Company holds $9.5 billion in total assets, ranking 13th of 120 banks we track in Kentucky. It operates 87 branches.

Does Stock Yards Bank & Trust Company have CFPB complaints?

No CFPB complaints against Stock Yards Bank & Trust Company appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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