Traditional Bank, Inc. is a bank based in Mount Sterling, Kentucky, established in 1902, with $2.4 billion in total assets across 20 branches. By Trust Grade it ranks 71st of 120 banks we track in Kentucky. Its capital ratio of 8.7% trails most similarly sized banks (18th percentile), versus a Kentucky median of 9.6%. It was profitable over the most recent period, with a 1.14% return on assets. No consumer complaints against Traditional Bank, Inc. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Traditional Bank, Inc. compares to Kentucky peers
How we graded Traditional Bank, Inc.
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.7% capital ratio)
- Strongly profitable (ROA 1.14%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Traditional Bank, Inc. over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (20)
- 49 W Main St, Mount Sterling, KY 40353
- 637 Maysville Rd, Mount Sterling, KY 40353
- 7450 Indian Mound Drive, Mount Sterling, KY 40353
- 114 Main St, Frenchburg, KY 40322
- 1378 Indian Mound Dr, Mount Sterling, KY 40353
- 7880 Main St, Jeffersonville, KY 40337
- 163 W Short St, Lexington, KY 40507
- 875 Colby Rd, Winchester, KY 40391
- 3333 Lexington Rd, Paris, KY 40361
- 2801 Palumbo Dr, Lexington, KY 40509
- 3353 Tates Creek Rd, Lexington, KY 40502
- 3720 Palomar Centre Dr, Lexington, KY 40513
- 2197 Nicholasville Rd, Lexington, KY 40503
- 2106 Rocky Dr, Paris, KY 40361
- 91 Arrowhead Ct, Frankfort, KY 40601
- 30 W Broadway St, Winchester, KY 40391
- 111 The Pointe Boulevard, Shelbyville, KY 40065
- 400 Blankenbaker Pkwy, Louisville, KY 40243
- 1140 Us 127 South, Frankfort, KY 40601
- 457 Southland Dr, Lexington, KY 40503
Are deposits at Traditional Bank, Inc. insured?
Yes. Traditional Bank, Inc. is an FDIC-insured bank (FDIC certificate #2711). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Traditional Bank, Inc.: frequently asked questions
Is Traditional Bank, Inc. a good bank?
Traditional Bank, Inc. earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Well-capitalized (8.7% capital ratio); Strongly profitable (ROA 1.14%).
Is Traditional Bank, Inc. FDIC-insured?
Yes. Traditional Bank, Inc. is a FDIC-insured bank (FDIC certificate #2711). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Traditional Bank, Inc.?
Traditional Bank, Inc. holds $2.4 billion in total assets, ranking 71st of 120 banks we track in Kentucky. It operates 20 branches.
Does Traditional Bank, Inc. have CFPB complaints?
No CFPB complaints against Traditional Bank, Inc. appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
