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Forcht Bank, National Association

Lexington, KY · Est. 2002 · Website ↗
A
Trust Grade
Excellent
Score: 90/100

Forcht Bank, National Association is a bank based in Lexington, Kentucky, established in 2002, with $1.7 billion in total assets across 24 branches. By Trust Grade it ranks 94th of 120 banks we track in Kentucky. Its capital ratio of 8.7% trails most similarly sized banks (18th percentile), versus a Kentucky median of 9.6%. It was profitable over the most recent period, with a 0.61% return on assets. No consumer complaints against Forcht Bank, National Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.7B
$1B–10B institution
Deposits
$1.5B
Branches
24
Capital ratio
8.7%
Bottom 18% of $1B–10B peers · Kentucky median 9.6%
Return on assets
0.6%
Bottom 13% of $1B–10B peers · Kentucky median 1.27%
Rank in Kentucky
#94
of 120 banks

How Forcht Bank, National Association compares to Kentucky peers

Capital ratio
Bottom 18% of $1B–10B peers
Forcht Bank,
8.7%
Kentucky median
9.6%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 13% of $1B–10B peers
Forcht Bank,
0.6%
Kentucky median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Forcht Bank, National Association

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
90/100
Customer experience
n/a
Overall
A · 90
  • Well-capitalized (8.7% capital ratio)
  • Profitable (ROA 0.61%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Forcht Bank, National Association over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (24)

  • 230 Violet Rd, Crittenden, KY 41030
  • 58 Broadway St, Dry Ridge, KY 41035
  • 1600 Cumberland Falls Hwy, Corbin, KY 40701
  • 406 Knox St, Barbourville, KY 40906
  • 391 Campbellsville By-Pass, Campbellsville, KY 42718
  • 820 Master St, Corbin, KY 40701
  • 6100 1st Financial Dr, Burlington, KY 41005
  • 2404 Sir Barton Way, Lexington, KY 40509
  • 1331 S Highway 25 W, Williamsburg, KY 40769
  • 10505 Taylorsville Rd, Louisville, KY 40299
  • 4710 S Highway 27, Somerset, KY 42501
  • 50 Old Whitley Rd, London, KY 40744
  • 1405 E Broadway St, Campbellsville, KY 42718
  • 140 Southland Dr, Lexington, KY 40503
  • 2140 Lantern Ridge Dr, Richmond, KY 40475
  • 3358 Tates Creek Rd, Lexington, KY 40502
  • 100 First Financial Plaza, London, KY 40741
  • 3549 Columbia Pkwy, Cincinnati, OH 45226
  • 1846 S Highway 27, Somerset, KY 42501
  • 2110 Beechmont Ave, Cincinnati, OH 45230
  • 8492 Dixie Hwy, Louisville, KY 40258
  • 2404 Sir Barton Way, Lexington, KY 40509
  • 203 S Main St, Williamstown, KY 41097
  • 102 N Public Sq, Greensburg, KY 42743

Are deposits at Forcht Bank, National Association insured?

Yes. Forcht Bank, National Association is an FDIC-insured bank (FDIC certificate #57415). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Forcht Bank, National Association: frequently asked questions

Is Forcht Bank, National Association a good bank?

Forcht Bank, National Association earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (8.7% capital ratio); Profitable (ROA 0.61%).

Is Forcht Bank, National Association FDIC-insured?

Yes. Forcht Bank, National Association is a FDIC-insured bank (FDIC certificate #57415). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Forcht Bank, National Association?

Forcht Bank, National Association holds $1.7 billion in total assets, ranking 94th of 120 banks we track in Kentucky. It operates 24 branches.

Does Forcht Bank, National Association have CFPB complaints?

No CFPB complaints against Forcht Bank, National Association appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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