Community Financial Services Bank is a bank based in Benton, Kentucky, established in 1890, with $1.4 billion in total assets across 8 branches. By Trust Grade it ranks 92nd of 120 banks we track in Kentucky. Its capital ratio of 7.8% trails most similarly sized banks (8th percentile), versus a Kentucky median of 9.6%. It was profitable over the most recent period, with a 0.94% return on assets. No consumer complaints against Community Financial Services Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Community Financial Services Bank compares to Kentucky peers
How we graded Community Financial Services Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.8% capital ratio)
- Profitable (ROA 0.94%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Community Financial Services Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (8)
- 23 Us Highway 68 W, Benton, KY 42025
- 221 W 5th St, Benton, KY 42025
- 3390 Park Ave, Paducah, KY 42001
- 1721 N 12th St, Murray, KY 42071
- 456 E 5th Ave, Calvert City, KY 42029
- 2550 Irvin Cobb Dr, Paducah, KY 42003
- 100 Dick Castleman Byp, Mayfield, KY 42066
- 414 S 12th St, Murray, KY 42071
Are deposits at Community Financial Services Bank insured?
Yes. Community Financial Services Bank is an FDIC-insured bank (FDIC certificate #287). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Community Financial Services Bank: frequently asked questions
Is Community Financial Services Bank a good bank?
Community Financial Services Bank earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (7.8% capital ratio); Profitable (ROA 0.94%).
Is Community Financial Services Bank FDIC-insured?
Yes. Community Financial Services Bank is a FDIC-insured bank (FDIC certificate #287). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Community Financial Services Bank?
Community Financial Services Bank holds $1.4 billion in total assets, ranking 92nd of 120 banks we track in Kentucky. It operates 8 branches.
Does Community Financial Services Bank have CFPB complaints?
No CFPB complaints against Community Financial Services Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
