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The Paducah Bank And Trust Company

Paducah, KY · Est. 1948 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

The Paducah Bank And Trust Company is a bank based in Paducah, Kentucky, established in 1948, with $1.0 billion in total assets across 6 branches. By Trust Grade it ranks 8th of 120 banks we track in Kentucky. Its capital ratio of 10.2% trails most similarly sized banks (49th percentile), versus a Kentucky median of 9.6%. It was profitable over the most recent period, with a 2.33% return on assets. No consumer complaints against The Paducah Bank And Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.0B
$1B–10B institution
Deposits
$831.6M
Branches
6
Capital ratio
10.2%
Bottom 49% of $1B–10B peers · Kentucky median 9.6%
Return on assets
2.3%
Top 5% of $1B–10B peers · Kentucky median 1.27%
Rank in Kentucky
#8
of 120 banks

How The Paducah Bank And Trust Company compares to Kentucky peers

Capital ratio
Bottom 49% of $1B–10B peers
The Paducah
10.2%
Kentucky median
9.6%
Higher capital ratio = stronger financial cushion
Return on assets
Top 5% of $1B–10B peers
The Paducah
2.3%
Kentucky median
1.3%
Higher ROA = more profitable relative to asset base

How we graded The Paducah Bank And Trust Company

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.2% capital ratio)
  • Strongly profitable (ROA 2.33%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Paducah Bank And Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (6)

  • 555 Jefferson St, Paducah, KY 42001
  • 2401 Broadway St, Paducah, KY 42001
  • 5540 Reidland Rd, Reidland, KY 42003
  • 2635 Lone Oak Rd, Paducah, KY 42003
  • 4575 Pecan Driive, Paducah, KY 42001
  • 9200 Shelbyville Rd, Louisville, KY 40222

Are deposits at The Paducah Bank And Trust Company insured?

Yes. The Paducah Bank And Trust Company is an FDIC-insured bank (FDIC certificate #16664). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Paducah Bank And Trust Company: frequently asked questions

Is The Paducah Bank And Trust Company a good bank?

The Paducah Bank And Trust Company earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.2% capital ratio); Strongly profitable (ROA 2.33%).

Is The Paducah Bank And Trust Company FDIC-insured?

Yes. The Paducah Bank And Trust Company is a FDIC-insured bank (FDIC certificate #16664). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Paducah Bank And Trust Company?

The Paducah Bank And Trust Company holds $1.0 billion in total assets, ranking 8th of 120 banks we track in Kentucky. It operates 6 branches.

Does The Paducah Bank And Trust Company have CFPB complaints?

No CFPB complaints against The Paducah Bank And Trust Company appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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