Heritage Bank, Inc. is a bank based in Burlington, Kentucky, established in 1990, with $2.0 billion in total assets across 19 branches. By Trust Grade it ranks 106th of 120 banks we track in Kentucky. Its capital ratio of 6.8% trails most similarly sized banks (3th percentile), versus a Kentucky median of 9.6%. It was profitable over the most recent period, with a 1.00% return on assets. No consumer complaints against Heritage Bank, Inc. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Heritage Bank, Inc. compares to Kentucky peers
How we graded Heritage Bank, Inc.
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (6.8% capital ratio)
- Profitable (ROA 1.00%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Heritage Bank, Inc. over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (19)
- 10499 Us Highway 27 N, Butler, KY 41006
- 2040 Declaration Dr, Independence, KY 41051
- 1057 Ridgeway Ave, Falmouth, KY 41040
- 7434 Us Highway 42, Florence, KY 41042
- 8751 Us Highway 42, Union, KY 41091
- 456 Commonwealth Ave, Erlanger, KY 41018
- 1911 Dixie Hwy, Fort Wright, KY 41011
- 2101 Medical Arts Dr, Hebron, KY 41048
- 4929 Alexandria Pike, Cold Spring, KY 41076
- 350 Buttermilk Pike, Fort Mitchell, KY 41017
- 1818 Florence Pike, Burlington, KY 41005
- 235 Mary Grubbs Hwy, Walton, KY 41094
- 7593 Alexandria Pike, Alexandria, KY 41001
- 48 Broadway St, Dry Ridge, KY 41035
- 3600 Decoursey Ave, Covington, KY 41015
- 647 Monmouth St, Newport, KY 41071
- 229 S Main St, Williamstown, KY 41097
- 6310 Tylersville Rd, Mason, OH 45040
- 9749 Montgomery Rd, Cincinnati, OH 45242
Are deposits at Heritage Bank, Inc. insured?
Yes. Heritage Bank, Inc. is an FDIC-insured bank (FDIC certificate #33119). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Heritage Bank, Inc.: frequently asked questions
Is Heritage Bank, Inc. a good bank?
Heritage Bank, Inc. earns a Bankzia Trust Grade of B (86/100, "Strong"), based on a financial-strength score of 86/100 (it has no CFPB complaints on record). Well-capitalized (6.8% capital ratio); Profitable (ROA 1.00%).
Is Heritage Bank, Inc. FDIC-insured?
Yes. Heritage Bank, Inc. is a FDIC-insured bank (FDIC certificate #33119). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Heritage Bank, Inc.?
Heritage Bank, Inc. holds $2.0 billion in total assets, ranking 106th of 120 banks we track in Kentucky. It operates 19 branches.
Does Heritage Bank, Inc. have CFPB complaints?
No CFPB complaints against Heritage Bank, Inc. appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
