Morgantown Bank & Trust Company, Incorporated is a bank based in Morgantown, Kentucky, established in 1880, with $435 million in total assets across 8 branches. By Trust Grade it ranks 105th of 120 banks we track in Kentucky. Its capital ratio of 7.6% trails most similarly sized banks (11th percentile), versus a Kentucky median of 9.6%. It was profitable over the most recent period, with a 0.78% return on assets. No consumer complaints against Morgantown Bank & Trust Company, Incorporated appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Morgantown Bank & Trust Company, Incorporated compares to Kentucky peers
How we graded Morgantown Bank & Trust Company, Incorporated
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.6% capital ratio)
- Profitable (ROA 0.78%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Morgantown Bank & Trust Company, Incorporated over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (8)
- 71 Veterans Way, Morgantown, KY 42261
- 202 N Main St, Morgantown, KY 42261
- 1848 Morgantown Rd, Bowling Green, KY 42101
- 1945 Scottsville Rd, Bowling Green, KY 42104
- 208 N Main St, Morgantown, KY 42261
- 3102 West End Ave, Nashville, TN 37203
- 8051 Nashville Road, Bowling Green, KY 42101
- 1150 North Main Street, Beaver Dam, KY 42320
Are deposits at Morgantown Bank & Trust Company, Incorporated insured?
Yes. Morgantown Bank & Trust Company, Incorporated is an FDIC-insured bank (FDIC certificate #275). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Morgantown Bank & Trust Company, Incorporated: frequently asked questions
Is Morgantown Bank & Trust Company, Incorporated a good bank?
Morgantown Bank & Trust Company, Incorporated earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Well-capitalized (7.6% capital ratio); Profitable (ROA 0.78%).
Is Morgantown Bank & Trust Company, Incorporated FDIC-insured?
Yes. Morgantown Bank & Trust Company, Incorporated is a FDIC-insured bank (FDIC certificate #275). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Morgantown Bank & Trust Company, Incorporated?
Morgantown Bank & Trust Company, Incorporated holds $435 million in total assets, ranking 105th of 120 banks we track in Kentucky. It operates 8 branches.
Does Morgantown Bank & Trust Company, Incorporated have CFPB complaints?
No CFPB complaints against Morgantown Bank & Trust Company, Incorporated appear in our data over the analysis window, which is typical for a bank of this size.
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
