Town & Country Bank And Trust Company is a bank based in Bardstown, Kentucky, established in 1907, with $432 million in total assets across 5 branches. By Trust Grade it ranks 6th of 120 banks we track in Kentucky. Its capital ratio of 11.9% is stronger than 72% of similarly sized banks, versus a Kentucky median of 9.6%. It was profitable over the most recent period, with a 1.27% return on assets. No consumer complaints against Town & Country Bank And Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Town & Country Bank And Trust Company compares to Kentucky peers
How we graded Town & Country Bank And Trust Company
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.9% capital ratio)
- Strongly profitable (ROA 1.27%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Town & Country Bank And Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (5)
- 1102 Bypass S, Lawrenceburg, KY 40342
- 148 S Main St, New Haven, KY 40051
- 237 Nelson Plaza, Bardstown, KY 40004
- 90 W John Rowan Blvd, Bardstown, KY 40004
- 201 N 3rd St, Bardstown, KY 40004
Are deposits at Town & Country Bank And Trust Company insured?
Yes. Town & Country Bank And Trust Company is an FDIC-insured bank (FDIC certificate #15703). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Town & Country Bank And Trust Company: frequently asked questions
Is Town & Country Bank And Trust Company a good bank?
Town & Country Bank And Trust Company earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.9% capital ratio); Strongly profitable (ROA 1.27%).
Is Town & Country Bank And Trust Company FDIC-insured?
Yes. Town & Country Bank And Trust Company is a FDIC-insured bank (FDIC certificate #15703). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Town & Country Bank And Trust Company?
Town & Country Bank And Trust Company holds $432 million in total assets, ranking 6th of 120 banks we track in Kentucky. It operates 5 branches.
Does Town & Country Bank And Trust Company have CFPB complaints?
No CFPB complaints against Town & Country Bank And Trust Company appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
