Pbt Bancorp is a bank based in Hazard, Kentucky, established in 1923, with $432 million in total assets across 3 branches. By Trust Grade it ranks 119th of 120 banks we track in Kentucky. Its capital ratio of 5.4% trails most similarly sized banks (1th percentile), versus a Kentucky median of 9.6%. It posted a loss over the most recent period (-0.23% return on assets), a point to watch. No consumer complaints against Pbt Bancorp appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Pbt Bancorp compares to Kentucky peers
How we graded Pbt Bancorp
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (5.4% capital ratio)
- Unprofitable over the period (ROA -0.23%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Pbt Bancorp over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 107 Rockwood Ln, Hazard, KY 41701
- 131 Citizens Ln, Hazard, KY 41701
- 524 Main St, Hazard, KY 41701
Are deposits at Pbt Bancorp insured?
Yes. Pbt Bancorp is an FDIC-insured bank (FDIC certificate #8117). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Pbt Bancorp: frequently asked questions
Is Pbt Bancorp a good bank?
Pbt Bancorp earns a Bankzia Trust Grade of C (71/100, "Average"), based on a financial-strength score of 71/100 (it has no CFPB complaints on record). Well-capitalized (5.4% capital ratio); Unprofitable over the period (ROA -0.23%).
Is Pbt Bancorp FDIC-insured?
Yes. Pbt Bancorp is a FDIC-insured bank (FDIC certificate #8117). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Pbt Bancorp?
Pbt Bancorp holds $432 million in total assets, ranking 119th of 120 banks we track in Kentucky. It operates 3 branches.
Does Pbt Bancorp have CFPB complaints?
No CFPB complaints against Pbt Bancorp appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
