United Southern Bank is a bank based in Hopkinsville, Kentucky, established in 1922, with $360 million in total assets across 7 branches. By Trust Grade it ranks 35th of 120 banks we track in Kentucky. Its capital ratio of 11.5% is stronger than 68% of similarly sized banks, versus a Kentucky median of 9.6%. It was profitable over the most recent period, with a 1.38% return on assets. No consumer complaints against United Southern Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How United Southern Bank compares to Kentucky peers
How we graded United Southern Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.5% capital ratio)
- Strongly profitable (ROA 1.38%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for United Southern Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (7)
- 808 S Main St, Elkton, KY 42220
- 112 S Main St, Trenton, KY 42286
- 101 Clinic Dr, Hopkinsville, KY 42240
- 111 N Madisonville St, Crofton, KY 42217
- 4405 Canton Pike, Hopkinsville, KY 42240
- 205 W Nashville St, Pembroke, KY 42266
- 1813 E 9th St, Hopkinsville, KY 42240
Are deposits at United Southern Bank insured?
Yes. United Southern Bank is an FDIC-insured bank (FDIC certificate #9309). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
United Southern Bank: frequently asked questions
Is United Southern Bank a good bank?
United Southern Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.5% capital ratio); Strongly profitable (ROA 1.38%).
Is United Southern Bank FDIC-insured?
Yes. United Southern Bank is a FDIC-insured bank (FDIC certificate #9309). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is United Southern Bank?
United Southern Bank holds $360 million in total assets, ranking 35th of 120 banks we track in Kentucky. It operates 7 branches.
Does United Southern Bank have CFPB complaints?
No CFPB complaints against United Southern Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
