Citizens Bank & Trust Company is a bank based in Campbellsville, Kentucky, established in 1939, with $381 million in total assets across 4 branches. By Trust Grade it ranks 5th of 120 banks we track in Kentucky. Its capital ratio of 12.1% is stronger than 74% of similarly sized banks, versus a Kentucky median of 9.6%. It was profitable over the most recent period, with a 1.21% return on assets. No consumer complaints against Citizens Bank & Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Citizens Bank & Trust Company compares to Kentucky peers
How we graded Citizens Bank & Trust Company
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.1% capital ratio)
- Strongly profitable (ROA 1.21%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Citizens Bank & Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 408 E Main St, Campbellsville, KY 42718
- 1307 E Broadway St, Campbellsville, KY 42718
- 280 Campbellsville Byp, Campbellsville, KY 42718
- 201 E Main St, Campbellsville, KY 42718
Are deposits at Citizens Bank & Trust Company insured?
Yes. Citizens Bank & Trust Company is an FDIC-insured bank (FDIC certificate #15675). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Citizens Bank & Trust Company: frequently asked questions
Is Citizens Bank & Trust Company a good bank?
Citizens Bank & Trust Company earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.1% capital ratio); Strongly profitable (ROA 1.21%).
Is Citizens Bank & Trust Company FDIC-insured?
Yes. Citizens Bank & Trust Company is a FDIC-insured bank (FDIC certificate #15675). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Citizens Bank & Trust Company?
Citizens Bank & Trust Company holds $381 million in total assets, ranking 5th of 120 banks we track in Kentucky. It operates 4 branches.
Does Citizens Bank & Trust Company have CFPB complaints?
No CFPB complaints against Citizens Bank & Trust Company appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
