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The Farmers State Bank Of Westmoreland

Westmoreland, KS · Est. 1898 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

The Farmers State Bank Of Westmoreland is a bank based in Westmoreland, Kansas, established in 1898, with $255 million in total assets across 3 branches. By Trust Grade it ranks 14th of 186 banks we track in Kansas. Its capital ratio of 12.0% is stronger than 73% of similarly sized banks, versus a Kansas median of 10.4%. It was profitable over the most recent period, with a 1.10% return on assets. No consumer complaints against The Farmers State Bank Of Westmoreland appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$255.5M
$100M–1B institution
Deposits
$223.9M
Branches
3
Capital ratio
12.0%
Top 27% of $100M–1B peers · Kansas median 10.4%
Return on assets
1.1%
Bottom 44% of $100M–1B peers · Kansas median 1.39%
Rank in Kansas
#14
of 186 banks

How The Farmers State Bank Of Westmoreland compares to Kansas peers

Capital ratio
Top 27% of $100M–1B peers
The Farmers
12.0%
Kansas median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 44% of $100M–1B peers
The Farmers
1.1%
Kansas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded The Farmers State Bank Of Westmoreland

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (12.0% capital ratio)
  • Strongly profitable (ROA 1.10%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Farmers State Bank Of Westmoreland over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 301 Leonard St, Onaga, KS 66521
  • 8685 E Us Highway 24, Manhattan, KS 66502
  • 307 Main St, Westmoreland, KS 66549

Are deposits at The Farmers State Bank Of Westmoreland insured?

Yes. The Farmers State Bank Of Westmoreland is an FDIC-insured bank (FDIC certificate #15164). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Farmers State Bank Of Westmoreland: frequently asked questions

Is The Farmers State Bank Of Westmoreland a good bank?

The Farmers State Bank Of Westmoreland earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.0% capital ratio); Strongly profitable (ROA 1.10%).

Is The Farmers State Bank Of Westmoreland FDIC-insured?

Yes. The Farmers State Bank Of Westmoreland is a FDIC-insured bank (FDIC certificate #15164). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Farmers State Bank Of Westmoreland?

The Farmers State Bank Of Westmoreland holds $255 million in total assets, ranking 14th of 186 banks we track in Kansas. It operates 3 branches.

Does The Farmers State Bank Of Westmoreland have CFPB complaints?

No CFPB complaints against The Farmers State Bank Of Westmoreland appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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