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Andover State Bank

Andover, KS · Est. 1916 · Website ↗
A
Trust Grade
Excellent
Score: 92/100

Andover State Bank is a bank based in Andover, Kansas, established in 1916, with $234 million in total assets across 2 branches. By Trust Grade it ranks 132nd of 186 banks we track in Kansas. Its capital ratio of 8.4% trails most similarly sized banks (20th percentile), versus a Kansas median of 10.4%. It was profitable over the most recent period, with a 1.05% return on assets. No consumer complaints against Andover State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$233.7M
$100M–1B institution
Deposits
$210.0M
Branches
2
Capital ratio
8.4%
Bottom 20% of $100M–1B peers · Kansas median 10.4%
Return on assets
1.1%
Bottom 41% of $100M–1B peers · Kansas median 1.39%
Rank in Kansas
#132
of 186 banks

How Andover State Bank compares to Kansas peers

Capital ratio
Bottom 20% of $100M–1B peers
Andover State
8.4%
Kansas median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 41% of $100M–1B peers
Andover State
1.1%
Kansas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Andover State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Well-capitalized (8.4% capital ratio)
  • Strongly profitable (ROA 1.05%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Andover State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 511 N Andover Rd, Andover, KS 67002
  • 1717 North Webb Road, Wichita, KS 67206

Are deposits at Andover State Bank insured?

Yes. Andover State Bank is an FDIC-insured bank (FDIC certificate #16410). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Andover State Bank: frequently asked questions

Is Andover State Bank a good bank?

Andover State Bank earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (8.4% capital ratio); Strongly profitable (ROA 1.05%).

Is Andover State Bank FDIC-insured?

Yes. Andover State Bank is a FDIC-insured bank (FDIC certificate #16410). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Andover State Bank?

Andover State Bank holds $234 million in total assets, ranking 132nd of 186 banks we track in Kansas. It operates 2 branches.

Does Andover State Bank have CFPB complaints?

No CFPB complaints against Andover State Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

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Firstoak Bank
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The Stockgrowers State Bank Of Ashland, Kansas
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Carson Bank
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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