Patriots Bank is a bank based in Garnett, Kansas, established in 1899, with $271 million in total assets across 6 branches. By Trust Grade it ranks 126th of 186 banks we track in Kansas. Its capital ratio of 8.7% trails most similarly sized banks (24th percentile), versus a Kansas median of 10.4%. It was profitable over the most recent period, with a 1.99% return on assets. No consumer complaints against Patriots Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Patriots Bank compares to Kansas peers
How we graded Patriots Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.7% capital ratio)
- Strongly profitable (ROA 1.99%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Patriots Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (6)
- 131 E 4th Ave, Garnett, KS 66032
- 113 S Maple St, Garnett, KS 66032
- 1508 Highway 59, Princeton, KS 66078
- 840 E Main St, Gardner, KS 66030
- 1196 Horseshoe Bend Pkwy, Lake Ozark, MO 65049
- 1500 S Main St, Ottawa, KS 66067
Are deposits at Patriots Bank insured?
Yes. Patriots Bank is an FDIC-insured bank (FDIC certificate #18019). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Patriots Bank: frequently asked questions
Is Patriots Bank a good bank?
Patriots Bank earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Well-capitalized (8.7% capital ratio); Strongly profitable (ROA 1.99%).
Is Patriots Bank FDIC-insured?
Yes. Patriots Bank is a FDIC-insured bank (FDIC certificate #18019). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Patriots Bank?
Patriots Bank holds $271 million in total assets, ranking 126th of 186 banks we track in Kansas. It operates 6 branches.
Does Patriots Bank have CFPB complaints?
No CFPB complaints against Patriots Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
