Impact Bank is a bank based in Wellington, Kansas, established in 1928, with $171 million in total assets across 2 branches. By Trust Grade it ranks 166th of 186 banks we track in Kansas. Its capital ratio of 6.8% trails most similarly sized banks (6th percentile), versus a Kansas median of 10.4%. It was profitable over the most recent period, with a 1.35% return on assets. No consumer complaints against Impact Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Impact Bank compares to Kansas peers
How we graded Impact Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (6.8% capital ratio)
- Strongly profitable (ROA 1.35%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Impact Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 206 E Harvey Ave, Wellington, KS 67152
- 24 N Main St, Caldwell, KS 67022
Are deposits at Impact Bank insured?
Yes. Impact Bank is an FDIC-insured bank (FDIC certificate #17399). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Impact Bank: frequently asked questions
Is Impact Bank a good bank?
Impact Bank earns a Bankzia Trust Grade of B (86/100, "Strong"), based on a financial-strength score of 86/100 (it has no CFPB complaints on record). Well-capitalized (6.8% capital ratio); Strongly profitable (ROA 1.35%).
Is Impact Bank FDIC-insured?
Yes. Impact Bank is a FDIC-insured bank (FDIC certificate #17399). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Impact Bank?
Impact Bank holds $171 million in total assets, ranking 166th of 186 banks we track in Kansas. It operates 2 branches.
Does Impact Bank have CFPB complaints?
No CFPB complaints against Impact Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
