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The Community Bank

Liberal, KS · Est. 1998 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

The Community Bank is a bank based in Liberal, Kansas, established in 1998, with $178 million in total assets across 2 branches. By Trust Grade it ranks 55th of 186 banks we track in Kansas. Its capital ratio of 10.8% is stronger than 60% of similarly sized banks, versus a Kansas median of 10.4%. It was profitable over the most recent period, with a 1.08% return on assets. No consumer complaints against The Community Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$177.7M
$100M–1B institution
Deposits
$156.9M
Branches
2
Capital ratio
10.8%
Top 40% of $100M–1B peers · Kansas median 10.4%
Return on assets
1.1%
Bottom 43% of $100M–1B peers · Kansas median 1.39%
Rank in Kansas
#55
of 186 banks

How The Community Bank compares to Kansas peers

Capital ratio
Top 40% of $100M–1B peers
The Community
10.8%
Kansas median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 43% of $100M–1B peers
The Community
1.1%
Kansas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded The Community Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.8% capital ratio)
  • Strongly profitable (ROA 1.08%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Community Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 303 S Kansas Ave, Liberal, KS 67901
  • 2320 N Kansas Ave, Liberal, KS 67901

Are deposits at The Community Bank insured?

Yes. The Community Bank is an FDIC-insured bank (FDIC certificate #34666). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Community Bank: frequently asked questions

Is The Community Bank a good bank?

The Community Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.8% capital ratio); Strongly profitable (ROA 1.08%).

Is The Community Bank FDIC-insured?

Yes. The Community Bank is a FDIC-insured bank (FDIC certificate #34666). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Community Bank?

The Community Bank holds $178 million in total assets, ranking 55th of 186 banks we track in Kansas. It operates 2 branches.

Does The Community Bank have CFPB complaints?

No CFPB complaints against The Community Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

The Farmers State Bank Of Aliceville, Kansas
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Home Bank And Trust Company
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The Farmers State Bank
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Community Bank
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The Solomon State Bank
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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