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Farmers National Bank

Phillipsburg, KS · Est. 1921 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Farmers National Bank is a bank based in Phillipsburg, Kansas, established in 1921, with $176 million in total assets across 5 branches. By Trust Grade it ranks 60th of 186 banks we track in Kansas. Its capital ratio of 19.7% is stronger than 97% of similarly sized banks, versus a Kansas median of 10.4%. It was profitable over the most recent period, with a 1.52% return on assets. No consumer complaints against Farmers National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$176.1M
$100M–1B institution
Deposits
$140.8M
Branches
5
Capital ratio
19.7%
Top 3% of $100M–1B peers · Kansas median 10.4%
Return on assets
1.5%
Top 31% of $100M–1B peers · Kansas median 1.39%
Rank in Kansas
#60
of 186 banks

How Farmers National Bank compares to Kansas peers

Capital ratio
Top 3% of $100M–1B peers
Farmers National
19.7%
Kansas median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 31% of $100M–1B peers
Farmers National
1.5%
Kansas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Farmers National Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (19.7% capital ratio)
  • Strongly profitable (ROA 1.52%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Farmers National Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (5)

  • 209 W Main St, Logan, KS 67646
  • 759 State St, Phillipsburg, KS 67661
  • 133 S Main St, Kensington, KS 66951
  • 306 S Cedar St, Stockton, KS 67669
  • 411 Page St, Atwood, KS 67730

Are deposits at Farmers National Bank insured?

Yes. Farmers National Bank is an FDIC-insured bank (FDIC certificate #4611). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Farmers National Bank: frequently asked questions

Is Farmers National Bank a good bank?

Farmers National Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (19.7% capital ratio); Strongly profitable (ROA 1.52%).

Is Farmers National Bank FDIC-insured?

Yes. Farmers National Bank is a FDIC-insured bank (FDIC certificate #4611). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Farmers National Bank?

Farmers National Bank holds $176 million in total assets, ranking 60th of 186 banks we track in Kansas. It operates 5 branches.

Does Farmers National Bank have CFPB complaints?

No CFPB complaints against Farmers National Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

The Farmers State Bank
bank · Mcpherson, KS · $175M assets
The Community Bank
bank · Liberal, KS · $178M assets
The Farmers State Bank Of Aliceville, Kansas
bank · Westphalia, KS · $179M assets
The First National Bank Of Scott City
bank · Scott City, KS · $173M assets
Home Bank And Trust Company
bank · Eureka, KS · $181M assets
Community Bank
bank · Topeka, KS · $181M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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