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Home Bank And Trust Company

Eureka, KS · Est. 1904 · Website ↗
A
Trust Grade
Excellent
Score: 91/100

Home Bank And Trust Company is a bank based in Eureka, Kansas, established in 1904, with $181 million in total assets across 6 branches. By Trust Grade it ranks 146th of 186 banks we track in Kansas. Its capital ratio of 8.2% trails most similarly sized banks (18th percentile), versus a Kansas median of 10.4%. It was profitable over the most recent period, with a 2.21% return on assets. No consumer complaints against Home Bank And Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$180.6M
$100M–1B institution
Deposits
$164.6M
Branches
6
Capital ratio
8.2%
Bottom 18% of $100M–1B peers · Kansas median 10.4%
Return on assets
2.2%
Top 8% of $100M–1B peers · Kansas median 1.39%
Rank in Kansas
#146
of 186 banks

How Home Bank And Trust Company compares to Kansas peers

Capital ratio
Bottom 18% of $100M–1B peers
Home Bank
8.2%
Kansas median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 8% of $100M–1B peers
Home Bank
2.2%
Kansas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Home Bank And Trust Company

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
A · 91
  • Well-capitalized (8.2% capital ratio)
  • Strongly profitable (ROA 2.21%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Home Bank And Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (6)

  • 101 S Main St, Eureka, KS 67045
  • 741 N 4th St, Clearwater, KS 67026
  • 217 N Main St, Eureka, KS 67045
  • 10421 W Central Ave, Wichita, KS 67212
  • 1409 N Greenwich Rd, Wichita, KS 67206
  • 201 N Kansas Ave, Severy, KS 67137

Are deposits at Home Bank And Trust Company insured?

Yes. Home Bank And Trust Company is an FDIC-insured bank (FDIC certificate #4664). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Home Bank And Trust Company: frequently asked questions

Is Home Bank And Trust Company a good bank?

Home Bank And Trust Company earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Well-capitalized (8.2% capital ratio); Strongly profitable (ROA 2.21%).

Is Home Bank And Trust Company FDIC-insured?

Yes. Home Bank And Trust Company is a FDIC-insured bank (FDIC certificate #4664). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Home Bank And Trust Company?

Home Bank And Trust Company holds $181 million in total assets, ranking 146th of 186 banks we track in Kansas. It operates 6 branches.

Does Home Bank And Trust Company have CFPB complaints?

No CFPB complaints against Home Bank And Trust Company appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Community Bank
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The Farmers State Bank Of Aliceville, Kansas
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Southwind Bank
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The Community Bank
bank · Liberal, KS · $178M assets
Farmers National Bank
bank · Phillipsburg, KS · $176M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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