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The First National Bank In Cimarron

Cimarron, KS · Est. 1929 · Website ↗
B
Trust Grade
Strong
Score: 85/100

The First National Bank In Cimarron is a bank based in Cimarron, Kansas, established in 1929, with $146 million in total assets across 2 branches. By Trust Grade it ranks 172nd of 186 banks we track in Kansas. Its capital ratio of 6.5% trails most similarly sized banks (5th percentile), versus a Kansas median of 10.4%. It was profitable over the most recent period, with a 2.11% return on assets. No consumer complaints against The First National Bank In Cimarron appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$145.8M
$100M–1B institution
Deposits
$134.2M
Branches
2
Capital ratio
6.5%
Bottom 5% of $100M–1B peers · Kansas median 10.4%
Return on assets
2.1%
Top 10% of $100M–1B peers · Kansas median 1.39%
Rank in Kansas
#172
of 186 banks

How The First National Bank In Cimarron compares to Kansas peers

Capital ratio
Bottom 5% of $100M–1B peers
The First
6.5%
Kansas median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 10% of $100M–1B peers
The First
2.1%
Kansas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded The First National Bank In Cimarron

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
85/100
Customer experience
n/a
Overall
B · 85
  • Well-capitalized (6.5% capital ratio)
  • Strongly profitable (ROA 2.11%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The First National Bank In Cimarron over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 121 N Main St, Cimarron, KS 67835
  • 107 S Main St, Ingalls, KS 67853

Are deposits at The First National Bank In Cimarron insured?

Yes. The First National Bank In Cimarron is an FDIC-insured bank (FDIC certificate #4638). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The First National Bank In Cimarron: frequently asked questions

Is The First National Bank In Cimarron a good bank?

The First National Bank In Cimarron earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Well-capitalized (6.5% capital ratio); Strongly profitable (ROA 2.11%).

Is The First National Bank In Cimarron FDIC-insured?

Yes. The First National Bank In Cimarron is a FDIC-insured bank (FDIC certificate #4638). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The First National Bank In Cimarron?

The First National Bank In Cimarron holds $146 million in total assets, ranking 172nd of 186 banks we track in Kansas. It operates 2 branches.

Does The First National Bank In Cimarron have CFPB complaints?

No CFPB complaints against The First National Bank In Cimarron appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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