State Bank Of Downs is a bank based in Downs, Kansas, established in 1892, with $154 million in total assets across 2 branches. By Trust Grade it ranks 82nd of 186 banks we track in Kansas. Its capital ratio of 12.9% is stronger than 80% of similarly sized banks, versus a Kansas median of 10.4%. It was profitable over the most recent period, with a 1.55% return on assets. No consumer complaints against State Bank Of Downs appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How State Bank Of Downs compares to Kansas peers
How we graded State Bank Of Downs
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.9% capital ratio)
- Strongly profitable (ROA 1.55%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for State Bank Of Downs over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 7887 E Belleview Ave, Englewood, CO 80111
- 900 Morgan Ave, Downs, KS 67437
Are deposits at State Bank Of Downs insured?
Yes. State Bank Of Downs is an FDIC-insured bank (FDIC certificate #9659). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
State Bank Of Downs: frequently asked questions
Is State Bank Of Downs a good bank?
State Bank Of Downs earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.9% capital ratio); Strongly profitable (ROA 1.55%).
Is State Bank Of Downs FDIC-insured?
Yes. State Bank Of Downs is a FDIC-insured bank (FDIC certificate #9659). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is State Bank Of Downs?
State Bank Of Downs holds $154 million in total assets, ranking 82nd of 186 banks we track in Kansas. It operates 2 branches.
Does State Bank Of Downs have CFPB complaints?
No CFPB complaints against State Bank Of Downs appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
