Elk State Bank is a bank based in Clyde, Kansas, established in 1896, with $141 million in total assets across 3 branches. By Trust Grade it ranks 170th of 186 banks we track in Kansas. Its capital ratio of 7.0% trails most similarly sized banks (7th percentile), versus a Kansas median of 10.4%. It was profitable over the most recent period, with a 0.75% return on assets. No consumer complaints against Elk State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Elk State Bank compares to Kansas peers
How we graded Elk State Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.0% capital ratio)
- Profitable (ROA 0.75%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Elk State Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 1702 Lincoln St, Concordia, KS 66901
- 611 N 2nd St, Seneca, KS 66538
- 328 Washington St, Clyde, KS 66938
Are deposits at Elk State Bank insured?
Yes. Elk State Bank is an FDIC-insured bank (FDIC certificate #15259). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Elk State Bank: frequently asked questions
Is Elk State Bank a good bank?
Elk State Bank earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Well-capitalized (7.0% capital ratio); Profitable (ROA 0.75%).
Is Elk State Bank FDIC-insured?
Yes. Elk State Bank is a FDIC-insured bank (FDIC certificate #15259). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Elk State Bank?
Elk State Bank holds $141 million in total assets, ranking 170th of 186 banks we track in Kansas. It operates 3 branches.
Does Elk State Bank have CFPB complaints?
No CFPB complaints against Elk State Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
