Wcf Financial Bank is a bank based in Webster City, Iowa, established in 1934, with $227 million in total assets across 3 branches. By Trust Grade it ranks 213th of 226 banks we track in Iowa. Its capital ratio of 7.7% trails most similarly sized banks (12th percentile), versus a Iowa median of 10.2%. It posted a loss over the most recent period (-0.05% return on assets), a point to watch. No consumer complaints against Wcf Financial Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Wcf Financial Bank compares to Iowa peers
How we graded Wcf Financial Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.7% capital ratio)
- Unprofitable over the period (ROA -0.05%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Wcf Financial Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 401 Fair Meadow Dr, Webster City, IA 50595
- 305 1st St W, Independence, IA 50644
- 1998 Mcclellan St, Tama, IA 52339
Are deposits at Wcf Financial Bank insured?
Yes. Wcf Financial Bank is an FDIC-insured bank (FDIC certificate #28989). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Wcf Financial Bank: frequently asked questions
Is Wcf Financial Bank a good bank?
Wcf Financial Bank earns a Bankzia Trust Grade of B (82/100, "Strong"), based on a financial-strength score of 82/100 (it has no CFPB complaints on record). Well-capitalized (7.7% capital ratio); Unprofitable over the period (ROA -0.05%).
Is Wcf Financial Bank FDIC-insured?
Yes. Wcf Financial Bank is a FDIC-insured bank (FDIC certificate #28989). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Wcf Financial Bank?
Wcf Financial Bank holds $227 million in total assets, ranking 213th of 226 banks we track in Iowa. It operates 3 branches.
Does Wcf Financial Bank have CFPB complaints?
No CFPB complaints against Wcf Financial Bank appear in our data over the analysis window, which is typical for a bank of this size.
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
