United Bank And Trust Company is a bank based in Hampton, Iowa, established in 1915, with $228 million in total assets across 4 branches. By Trust Grade it ranks 25th of 226 banks we track in Iowa. Its capital ratio of 11.9% is stronger than 72% of similarly sized banks, versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 1.60% return on assets. No consumer complaints against United Bank And Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How United Bank And Trust Company compares to Iowa peers
How we graded United Bank And Trust Company
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.9% capital ratio)
- Strongly profitable (ROA 1.60%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for United Bank And Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 914 Main St, Alden, IA 50006
- 202 Gilman St, Sheffield, IA 50475
- 101 W Ellsworth St, Dows, IA 50071
- 400 Central Ave E, Hampton, IA 50441
Are deposits at United Bank And Trust Company insured?
Yes. United Bank And Trust Company is an FDIC-insured bank (FDIC certificate #14247). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
United Bank And Trust Company: frequently asked questions
Is United Bank And Trust Company a good bank?
United Bank And Trust Company earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.9% capital ratio); Strongly profitable (ROA 1.60%).
Is United Bank And Trust Company FDIC-insured?
Yes. United Bank And Trust Company is a FDIC-insured bank (FDIC certificate #14247). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is United Bank And Trust Company?
United Bank And Trust Company holds $228 million in total assets, ranking 25th of 226 banks we track in Iowa. It operates 4 branches.
Does United Bank And Trust Company have CFPB complaints?
No CFPB complaints against United Bank And Trust Company appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
