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Blue Grass Savings Bank

Blue Grass, IA · Est. 1902 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Blue Grass Savings Bank is a bank based in Blue Grass, Iowa, established in 1902, with $222 million in total assets across 2 branches. By Trust Grade it ranks 18th of 226 banks we track in Iowa. Its capital ratio of 13.3% is stronger than 83% of similarly sized banks, versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 1.13% return on assets. No consumer complaints against Blue Grass Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$222.2M
$100M–1B institution
Deposits
$182.8M
Branches
2
Capital ratio
13.3%
Top 17% of $100M–1B peers · Iowa median 10.2%
Return on assets
1.1%
Bottom 46% of $100M–1B peers · Iowa median 1.31%
Rank in Iowa
#18
of 226 banks

How Blue Grass Savings Bank compares to Iowa peers

Capital ratio
Top 17% of $100M–1B peers
Blue Grass
13.3%
Iowa median
10.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 46% of $100M–1B peers
Blue Grass
1.1%
Iowa median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Blue Grass Savings Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (13.3% capital ratio)
  • Strongly profitable (ROA 1.13%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Blue Grass Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 2722 W Locust St, Davenport, IA 52804
  • 104 E Mayne St, Blue Grass, IA 52726

Are deposits at Blue Grass Savings Bank insured?

Yes. Blue Grass Savings Bank is an FDIC-insured bank (FDIC certificate #13753). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Blue Grass Savings Bank: frequently asked questions

Is Blue Grass Savings Bank a good bank?

Blue Grass Savings Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.3% capital ratio); Strongly profitable (ROA 1.13%).

Is Blue Grass Savings Bank FDIC-insured?

Yes. Blue Grass Savings Bank is a FDIC-insured bank (FDIC certificate #13753). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Blue Grass Savings Bank?

Blue Grass Savings Bank holds $222 million in total assets, ranking 18th of 226 banks we track in Iowa. It operates 2 branches.

Does Blue Grass Savings Bank have CFPB complaints?

No CFPB complaints against Blue Grass Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Farmers State Bank
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Wcf Financial Bank
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United Bank And Trust Company
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Charter Bank
bank · Johnston, IA · $228M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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