Lincoln Savings Bank is a bank based in Reinbeck, Iowa, established in 1902, with $1.8 billion in total assets across 16 branches. By Trust Grade it ranks 226th of 226 banks we track in Iowa. Its capital ratio of 9.1% trails most similarly sized banks (26th percentile), versus a Iowa median of 10.2%. It posted a loss over the most recent period (-2.40% return on assets), a point to watch. Consumers filed 35 complaints about Lincoln Financial Services with the CFPB — 19.7 per $1B in assets, a higher rate than 78% of peers.
How Lincoln Savings Bank compares to Iowa peers
How we graded Lincoln Savings Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.1% capital ratio)
- Unprofitable over the period (ROA -2.40%)
- 19.7 complaints per $1B in assets
- Only 0% of complaints answered on time
Consumer complaints (CFPB)
35 complaints filed with the CFPB against Lincoln Financial Services — 19.7 per $1B in assets.
Branch locations (16)
- 932 Parriott St, Aplington, IA 50604
- 111 E Traer St, Greene, IA 50636
- 214 W 4th St, Tama, IA 52339
- 109 E Main St, Lincoln, IA 50652
- 242 Tower Park Dr, Waterloo, IA 50701
- 1025 Main St, Grinnell, IA 50112
- 312 Nile Kinnick Drive South, Adel, IA 50003
- 13523 University Ave, Clive, IA 50325
- 1375 Sw State St, Ankeny, IA 50023
- 302 Main St, Cedar Falls, IA 50613
- 1922 Ingersoll Ave, Des Moines, IA 50309
- 402 N Main St, Allison, IA 50602
- 141 Eldora Rd, Hudson, IA 50643
- 230 Main St, Garwin, IA 50632
- 508 Main St, Reinbeck, IA 50669
- 121 Cedar St, Nashua, IA 50658
Are deposits at Lincoln Savings Bank insured?
Yes. Lincoln Savings Bank is an FDIC-insured bank (FDIC certificate #14207). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Lincoln Savings Bank: frequently asked questions
Is Lincoln Savings Bank a good bank?
Lincoln Savings Bank earns a Bankzia Trust Grade of F (54/100, "Weak"), based on a financial-strength score of 70/100 and a customer-experience score of 23.5/100. Strongly capitalized (9.1% capital ratio); Unprofitable over the period (ROA -2.40%).
Is Lincoln Savings Bank FDIC-insured?
Yes. Lincoln Savings Bank is a FDIC-insured bank (FDIC certificate #14207). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Lincoln Savings Bank?
Lincoln Savings Bank holds $1.8 billion in total assets, ranking 226th of 226 banks we track in Iowa. It operates 16 branches.
How many complaints does Lincoln Savings Bank have?
Consumers filed 35 complaints about Lincoln Financial Services with the CFPB, or 19.7 per $1B in assets. 0% were answered on time. 0% closed with relief to the consumer.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
