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Cbi Bank & Trust

Muscatine, IA · Est. 1933 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Cbi Bank & Trust is a bank based in Muscatine, Iowa, established in 1933, with $1.7 billion in total assets across 24 branches. By Trust Grade it ranks 42nd of 226 banks we track in Iowa. Its capital ratio of 12.0% is stronger than 78% of similarly sized banks, versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 0.97% return on assets. No consumer complaints against Cbi Bank & Trust appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.7B
$1B–10B institution
Deposits
$1.4B
Branches
24
Capital ratio
12.0%
Top 22% of $1B–10B peers · Iowa median 10.2%
Return on assets
1.0%
Bottom 31% of $1B–10B peers · Iowa median 1.31%
Rank in Iowa
#42
of 226 banks

How Cbi Bank & Trust compares to Iowa peers

Capital ratio
Top 22% of $1B–10B peers
Cbi Bank
12.0%
Iowa median
10.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 31% of $1B–10B peers
Cbi Bank
1.0%
Iowa median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Cbi Bank & Trust

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (12.0% capital ratio)
  • Profitable (ROA 0.97%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Cbi Bank & Trust over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (24)

  • 301 Iowa Ave, Muscatine, IA 52761
  • 120 Washington St, Buffalo, IA 52728
  • 1521 Park Ave, Muscatine, IA 52761
  • 2400 2nd Ave, Muscatine, IA 52761
  • 402 B Ave, Kalona, IA 52247
  • 5206 Elevator Rd, Roscoe, IL 61073
  • 1230 N Henderson St, Galesburg, IL 61401
  • 4620 N University St, Peoria, IL 61614
  • 101 W 2nd St, Davenport, IA 52801
  • 3401 53rd Ave, Bettendorf, IA 52722
  • 710 W.5th St, Wilton, IA 52778
  • 2215 Cranston Rd, Beloit, WI 53511
  • 2322 E Kimberly Rd Unit D2-1, Davenport, IA 52807
  • 2036 E River Dr, Davenport, IA 52803
  • 21 E Main St, Galesburg, IL 61401
  • 2616 Veterans Dr, Galesburg, IL 61401
  • 2 Americinn Way, Monmouth, IL 61462
  • 1060 W Monroe St, Washington, IA 52353
  • 101 W Main St, Joy, IL 61260
  • 140 Holiday Rd, Coralville, IA 52241
  • 123 E Knoxville St, Brimfield, IL 61517
  • 20228 183rd Ave W, Buffalo Prairie, IL 61237
  • 3535 Avenue Of The Cities, Moline, IL 61265
  • 101 W Bryant St, Walcott, IA 52773

Are deposits at Cbi Bank & Trust insured?

Yes. Cbi Bank & Trust is an FDIC-insured bank (FDIC certificate #1552). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Cbi Bank & Trust: frequently asked questions

Is Cbi Bank & Trust a good bank?

Cbi Bank & Trust earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.0% capital ratio); Profitable (ROA 0.97%).

Is Cbi Bank & Trust FDIC-insured?

Yes. Cbi Bank & Trust is a FDIC-insured bank (FDIC certificate #1552). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Cbi Bank & Trust?

Cbi Bank & Trust holds $1.7 billion in total assets, ranking 42nd of 226 banks we track in Iowa. It operates 24 branches.

Does Cbi Bank & Trust have CFPB complaints?

No CFPB complaints against Cbi Bank & Trust appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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