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Community State Bank

Ankeny, IA · Est. 1960 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Community State Bank is a bank based in Ankeny, Iowa, established in 1960, with $1.7 billion in total assets across 10 branches. By Trust Grade it ranks 54th of 226 banks we track in Iowa. Its capital ratio of 11.5% is stronger than 71% of similarly sized banks, versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 1.33% return on assets. No consumer complaints against Community State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.7B
$1B–10B institution
Deposits
$1.3B
Branches
10
Capital ratio
11.5%
Top 29% of $1B–10B peers · Iowa median 10.2%
Return on assets
1.3%
Top 40% of $1B–10B peers · Iowa median 1.31%
Rank in Iowa
#54
of 226 banks

How Community State Bank compares to Iowa peers

Capital ratio
Top 29% of $1B–10B peers
Community State
11.5%
Iowa median
10.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 40% of $1B–10B peers
Community State
1.3%
Iowa median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Community State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.5% capital ratio)
  • Strongly profitable (ROA 1.33%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Community State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (10)

  • 2750 Ne 36th St, Ankeny, IA 50021
  • 1401 E Euclid Ave, Des Moines, IA 50316
  • 1640 Sw White Birch Cir, Ankeny, IA 50023
  • 200 8th St Se, Altoona, IA 50009
  • 6175 Merle Hay Rd, Johnston, IA 50131
  • 4811 Se 14th St, Des Moines, IA 50320
  • 1025 N Hickory Blvd, Pleasant Hill, IA 50327
  • 3540 E 33rd St, Des Moines, IA 50317
  • 460 Se University Ave, Waukee, IA 50263
  • 817 N Ankeny Blvd, Ankeny, IA 50023

Are deposits at Community State Bank insured?

Yes. Community State Bank is an FDIC-insured bank (FDIC certificate #18272). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Community State Bank: frequently asked questions

Is Community State Bank a good bank?

Community State Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.5% capital ratio); Strongly profitable (ROA 1.33%).

Is Community State Bank FDIC-insured?

Yes. Community State Bank is a FDIC-insured bank (FDIC certificate #18272). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Community State Bank?

Community State Bank holds $1.7 billion in total assets, ranking 54th of 226 banks we track in Iowa. It operates 10 branches.

Does Community State Bank have CFPB complaints?

No CFPB complaints against Community State Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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