Farmers And Merchants Savings Bank is a bank based in Iowa City, Iowa, established in 1901, with $124 million in total assets across 4 branches. By Trust Grade it ranks 109th of 226 banks we track in Iowa. Its capital ratio of 13.6% is stronger than 84% of similarly sized banks, versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 0.93% return on assets. No consumer complaints against Farmers And Merchants Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Farmers And Merchants Savings Bank compares to Iowa peers
How we graded Farmers And Merchants Savings Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.6% capital ratio)
- Profitable (ROA 0.93%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Farmers And Merchants Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 431 Main St, Nichols, IA 52766
- 200 N Devoe St, Lone Tree, IA 52755
- 2235 Mormon Trek Blvd, Iowa City, IA 52246
- 90 Railroad St, Riverside, IA 52327
Are deposits at Farmers And Merchants Savings Bank insured?
Yes. Farmers And Merchants Savings Bank is an FDIC-insured bank (FDIC certificate #10492). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Farmers And Merchants Savings Bank: frequently asked questions
Is Farmers And Merchants Savings Bank a good bank?
Farmers And Merchants Savings Bank earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (13.6% capital ratio); Profitable (ROA 0.93%).
Is Farmers And Merchants Savings Bank FDIC-insured?
Yes. Farmers And Merchants Savings Bank is a FDIC-insured bank (FDIC certificate #10492). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Farmers And Merchants Savings Bank?
Farmers And Merchants Savings Bank holds $124 million in total assets, ranking 109th of 226 banks we track in Iowa. It operates 4 branches.
Does Farmers And Merchants Savings Bank have CFPB complaints?
No CFPB complaints against Farmers And Merchants Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
