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First Community Bank

Newell, IA · Est. 1912 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

First Community Bank is a bank based in Newell, Iowa, established in 1912, with $121 million in total assets across 4 branches. By Trust Grade it ranks 34th of 226 banks we track in Iowa. Its capital ratio of 11.5% is stronger than 68% of similarly sized banks, versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 1.41% return on assets. No consumer complaints against First Community Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$121.0M
$100M–1B institution
Deposits
$103.2M
Branches
4
Capital ratio
11.5%
Top 32% of $100M–1B peers · Iowa median 10.2%
Return on assets
1.4%
Top 37% of $100M–1B peers · Iowa median 1.31%
Rank in Iowa
#34
of 226 banks

How First Community Bank compares to Iowa peers

Capital ratio
Top 32% of $100M–1B peers
First Community
11.5%
Iowa median
10.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 37% of $100M–1B peers
First Community
1.4%
Iowa median
1.3%
Higher ROA = more profitable relative to asset base

How we graded First Community Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.5% capital ratio)
  • Strongly profitable (ROA 1.41%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First Community Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 212 S Main St, Fonda, IA 50540
  • 400 Main St, Rockwell City, IA 50579
  • 119 S Fulton St, Newell, IA 50568
  • 118 W Main St, Pomeroy, IA 50575

Are deposits at First Community Bank insured?

Yes. First Community Bank is an FDIC-insured bank (FDIC certificate #14904). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First Community Bank: frequently asked questions

Is First Community Bank a good bank?

First Community Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.5% capital ratio); Strongly profitable (ROA 1.41%).

Is First Community Bank FDIC-insured?

Yes. First Community Bank is a FDIC-insured bank (FDIC certificate #14904). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First Community Bank?

First Community Bank holds $121 million in total assets, ranking 34th of 226 banks we track in Iowa. It operates 4 branches.

Does First Community Bank have CFPB complaints?

No CFPB complaints against First Community Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

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Farmers And Merchants Savings Bank
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Twin Cedars Bank
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First State Bank
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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