Pocahontas State Bank is a bank based in Pocahontas, Iowa, established in 1926, with $127 million in total assets across 2 branches. By Trust Grade it ranks 64th of 226 banks we track in Iowa. Its capital ratio of 26.6% is stronger than 99% of similarly sized banks, versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 1.88% return on assets. No consumer complaints against Pocahontas State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Pocahontas State Bank compares to Iowa peers
How we graded Pocahontas State Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (26.6% capital ratio)
- Strongly profitable (ROA 1.88%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Pocahontas State Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 233 N Main St, Pocahontas, IA 50574
- 11 W Elm Ave, Pocahontas, IA 50574
Are deposits at Pocahontas State Bank insured?
Yes. Pocahontas State Bank is an FDIC-insured bank (FDIC certificate #234). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Pocahontas State Bank: frequently asked questions
Is Pocahontas State Bank a good bank?
Pocahontas State Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (26.6% capital ratio); Strongly profitable (ROA 1.88%).
Is Pocahontas State Bank FDIC-insured?
Yes. Pocahontas State Bank is a FDIC-insured bank (FDIC certificate #234). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Pocahontas State Bank?
Pocahontas State Bank holds $127 million in total assets, ranking 64th of 226 banks we track in Iowa. It operates 2 branches.
Does Pocahontas State Bank have CFPB complaints?
No CFPB complaints against Pocahontas State Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
