Fnb Bank is a bank based in Fontanelle, Iowa, established in 1905, with $277 million in total assets across 5 branches. By Trust Grade it ranks 105th of 226 banks we track in Iowa. Its capital ratio of 15.4% is stronger than 91% of similarly sized banks, versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 2.05% return on assets. No consumer complaints against Fnb Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Fnb Bank compares to Iowa peers
How we graded Fnb Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (15.4% capital ratio)
- Strongly profitable (ROA 2.05%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Fnb Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (5)
- 101 Ne Hayes St, Greenfield, IA 50849
- 101 Main St, Massena, IA 50853
- 793 Main St, Anita, IA 50020
- 311 5th Street, Fontanelle, IA 50846
- 504 Driftwood St, Correctionville, IA 51016
Are deposits at Fnb Bank insured?
Yes. Fnb Bank is an FDIC-insured bank (FDIC certificate #954). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Fnb Bank: frequently asked questions
Is Fnb Bank a good bank?
Fnb Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (15.4% capital ratio); Strongly profitable (ROA 2.05%).
Is Fnb Bank FDIC-insured?
Yes. Fnb Bank is a FDIC-insured bank (FDIC certificate #954). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Fnb Bank?
Fnb Bank holds $277 million in total assets, ranking 105th of 226 banks we track in Iowa. It operates 5 branches.
Does Fnb Bank have CFPB complaints?
No CFPB complaints against Fnb Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
