Reliance State Bank is a bank based in Story City, Iowa, established in 1928, with $284 million in total assets across 2 branches. By Trust Grade it ranks 139th of 226 banks we track in Iowa. Its capital ratio of 9.9% trails most similarly sized banks (45th percentile), versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 0.89% return on assets. No consumer complaints against Reliance State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Reliance State Bank compares to Iowa peers
How we graded Reliance State Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.9% capital ratio)
- Profitable (ROA 0.89%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Reliance State Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 606 Broad St, Story City, IA 50248
- 175 E 3rd St, Garner, IA 50438
Are deposits at Reliance State Bank insured?
Yes. Reliance State Bank is an FDIC-insured bank (FDIC certificate #9299). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Reliance State Bank: frequently asked questions
Is Reliance State Bank a good bank?
Reliance State Bank earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (9.9% capital ratio); Profitable (ROA 0.89%).
Is Reliance State Bank FDIC-insured?
Yes. Reliance State Bank is a FDIC-insured bank (FDIC certificate #9299). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Reliance State Bank?
Reliance State Bank holds $284 million in total assets, ranking 139th of 226 banks we track in Iowa. It operates 2 branches.
Does Reliance State Bank have CFPB complaints?
No CFPB complaints against Reliance State Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
