Iowa State Savings Bank is a bank based in Creston, Iowa, established in 1883, with $287 million in total assets across 3 branches. By Trust Grade it ranks 156th of 226 banks we track in Iowa. Its capital ratio of 9.4% trails most similarly sized banks (36th percentile), versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 1.46% return on assets. No consumer complaints against Iowa State Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Iowa State Savings Bank compares to Iowa peers
How we graded Iowa State Savings Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.4% capital ratio)
- Strongly profitable (ROA 1.46%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Iowa State Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 200 N Main St, Lenox, IA 50851
- 504 W Taylor St, Creston, IA 50801
- 401 W Adams St, Creston, IA 50801
Are deposits at Iowa State Savings Bank insured?
Yes. Iowa State Savings Bank is an FDIC-insured bank (FDIC certificate #8751). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Iowa State Savings Bank: frequently asked questions
Is Iowa State Savings Bank a good bank?
Iowa State Savings Bank earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (9.4% capital ratio); Strongly profitable (ROA 1.46%).
Is Iowa State Savings Bank FDIC-insured?
Yes. Iowa State Savings Bank is a FDIC-insured bank (FDIC certificate #8751). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Iowa State Savings Bank?
Iowa State Savings Bank holds $287 million in total assets, ranking 156th of 226 banks we track in Iowa. It operates 3 branches.
Does Iowa State Savings Bank have CFPB complaints?
No CFPB complaints against Iowa State Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
